Straight answers to key questions.

No. The funding readiness assessment is based on your self-reported answers. It does not pull your credit and is not a loan application or approval.

No. Drought Proof is not a finance lender, bank, or underwriter. We help you understand readiness, prepare your credit profile, and explore appropriate options—including introductions to strategic financing partners for bigger goals.

For services covered by our funding procurement agreement, Drought Proof's procurement fee is 10% of the capital covered by that agreement. Lender interest, APR, origination fees, and other borrowing costs are separate. Your agreement explains how the fee is calculated and when it is due.

No. Financing is subject to lender review and approval; amounts and terms vary. We do not guarantee approvals, limits, or outcomes. A booked call is not a funded result.

Timing depends on your readiness, the product, and the lender's review. We don't promise a completion time we haven't measured. Your assessment result gives you a clear next step.

That's a plan, not a dead end. We route you into the right credit-building journey—personal or business—so you can come back to funding the right way.

Only with your permission, and only to a named partner after staff review. A general consent is not permission to share financial information. We record recipient-specific sharing consent before any transmission.

We never request SSNs, account passwords, verification codes, full card numbers, or bank credentials in the public assessment. Sensitive information is handled through a vetted secure intake process later.